Flo App Just Became More Accessible: You Can Now Pay for Your Subscription With Your HSA/FSA Card
LONDON, UK / ACCESS Newswire / December 2, 2025 / For anyone who's ever tried to balance their health budget with the realities of modern life, Flexible Spending Accounts (FSA) and Health Savings Accounts (HSA) can feel like lifelines. They're tax-advantaged, widely used, and designed to help cover meaningful healthcare expenses. But until recently, most digital health apps-Flo included-required a workaround: you'd pay with a regular credit card, then submit a receipt and hope your provider approved the reimbursement.
For Flo, that friction is now officially gone.
As of October 12, 2024, Flo Premium subscriptions were eligible for FSA/HSA expenses, however the company recently, quietly announced that you can now pay for your subscription directly with your FSA or HSA card. No reimbursement claims. No waiting for approvals. Just enter your card at the checkout like you would anywhere else.
This shift matters more than it might seem at first glance. Millions of women rely on the Flo app- not just to track cycles, but to understand symptoms, plan pregnancies, spot patterns, and navigate hormonal shifts from puberty through perimenopause. For many, it's a key tool for staying informed and in control of their health-exactly the kind of expense FSAs and HSAs were designed to support.
What actually changed?
Before the update:
You had to purchase Flo Premium using a regular debit or credit card.
You'd then submit the emailed receipt to your FSA/HSA provider.
Reimbursement depended entirely on your provider's rules.
Processing times varied… a lot.
Now:
Flo Premium accepts HSA/FSA cards at checkout on the Flo website.
Annual and monthly plans are eligible.
If your plan permits it, you can still reimburse after the fact using a standard receipt.
This small shift removes a significant barrier for people using pre-tax benefits to manage their reproductive and general health.
How to use your card
When subscribing on the Flo website, simply:
Select your Premium plan.
Enter your FSA/HSA card details.
Complete the purchase as you normally would.
What about family plans?
If your FSA/HSA plan covers dependents-including children through age 26-you can purchase separate subscriptions for them and submit each receipt individually. The Flo for Family plan itself isn't eligible, but buying multiple individual subscriptions is.
Why this update matters
Healthcare isn't limited to doctor visits and prescriptions. Increasingly, it includes the digital tools people use to understand their bodies, track symptoms, and communicate more clearly with clinicians. Removing outdated reimbursement barriers makes Flo's Premium features more accessible to those who already set aside pre-tax dollars for their care.
For users who rely on Flo daily-or who want the freedom to explore personalized insights without extra financial hoops-this is a meaningful, overdue shift.
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SOURCE: Flo Premium
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